Managing Debt Collection Calls With Melanie Popper
Debt collection calls can be a nuisance even if you have not taken a debt from any organization
. Debt collection companies will try to get the coordinates of a person who owns them money from a Third party. Melanie Popper suggests that debt collection companies cant contact a third party more than once for getting the whereabouts of the defaulter. Revelation Law Firm is there with consumers in the hard economic times when they are unable to pay their debts on time they are the best to turn to if one is being harassed and dealt with unlawful conduct by the collection agencies.
All Collection agencies are prohibited to contact a third party for any purpose other than to get the location of the defaulter. The collection agency is allowed to communicate with the consumers, the consumer's attorney, the creditor and his attorney and the debit collector's attorney. Melanie Popper further adds that a collection agency can't disclose the debt owned to the third party. They can't even state the debt collection company's name to the third party without being expressly asked.
Revelation Law Firm has dealt with cases where the debt collection company communicated with the client at a time that was inconvenient for the client. This landed the collection agency in trouble. Thus if a collection agency contacts you at a time when you are really not comfortable in talking to them despite repeated requests do bring it to your attorneys notice so that you are not hounded at inconvenient times. If you have specifically told the collection agency not to contact you at your workplace then the collection agency is bound by law not to communicate with you at your workplace.
The collection agency is not allowed to ring your telephone continuously and repeatedly. The collection agency can in no circumstances make false claims like nonpayment would result in arrest or imprisonment or the seizure, garnishment, attachment, or sale of property or wages. A collection agency can in no circumstances use unfair or unconscionable means to collect the debt owned.
Knowing your rights and the proper procedure to collect a debt will surely lead to a better debt collection experience for the consumers. In the past it has been observed that debt collection agencies used methods that are considered as unlawful. use of force, violence and profanity is a strict no no. Getting to the root of (15 USC 1692-1692o; "Federal FDCPA") by attorneys and consumers will surely lead to the protection of the rights of the consumers who are under a debt and somehow are not able to pay it at a particular point of time.