There are options for decreasing the price of insurance for yourself
. Purchasing liability insurance only may be an option for a car that is not a new financed car. Most finance companies require full coverage for a new car being financed. Older cars, especially cars over ten years old, may give you the option of liability only. Also, when you own the car, the option for liability only coverage may be available. However, you must have the title to the car, you must have actual ownership.