* Payments to creditors in a large scale: It is generally advised not to make payments in large sums to any creditor before filing an insolvency case
. If it is seen that you show preference to any particular creditor over another, then it may land you in trouble. In case you file such a case, you would hear this advice from every attorney. Elizabeth, Linden, and Hillside are some of the places in US where these types of cases are filed every other day.