Medicaid Of Ohio: Understanding Medicaid Of Ohio

Medicaid Health Insurance is a healthcare program that is provided through national

and province funding, and in Ohio is the largest plan of it's kind, and has been around the longest. The Ohio Department of Job and Family Services is in charge of running the Medicaid program.

Medicaid is designed to protect people who can not afford medical insurance by covering their medical bills. There are specific criteria that determine who qualifies, based on income; in addition pregnant women, disabled people, senior citizens who are not receiving Medicare, families who are already receiving help through Social Services and refugees with emergency medical needs will be able to receive Medicaid.

It is important to contact your local Department of Social Services, as they will be able to determine whether or not you qualify for services. Brochures are also available from DHS that break down the information. If you believed that you qualify for services, the next step is to request an application. A case worker will be assigned once you are approved to answer your questions.

There are quite a few pages in the application so it could take some time to complete. There are questions not only about your family income, but also your spouse, assets and any emergency medical needs.

Patience is required because it will take some time to process your application. Once it is processed and you have been approved, you will receive an identification card that you would take with you to the doctor, hospital or pharmacy. Many people will be completely covered while others will have copays. Examples of co-payments would be five or ten dollars. Nonetheless, the price is very low compared to what you could pay for doctor and prescriptions without it. Medicaid gives people access to the health care they need but could not afford to get otherwise.

The Department of Social Services can answer any questions you may have about the Ohio Medicaid Program. They can give you guidance on application procedures as well as answer questions on how the program itself works. It is definitely worth your time to explore your options if you feel you might qualify as it can help you stay healthy and lessen your worries during challenging fiscal times.

by: Chad Kiser

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