As they say Health is wealth and it should be preserved even more than wealth
. Perhaps wise men were already aware of it, thats why they arranged a policy and named it health insurance. Today all intellectual minds are aware of what a medical health insurance is. A person going to take in the health insurance should acknowledge and understand the whole some package very well regarding its price and the full value in terms of benefits and what cover it claims to provide.
Not so long but there is a good some list of points which should be taken in to consideration. Whole familys health care needs are to be considered on the top of the priority list. When an individual takes in a health insurance plan only he is who is included in this policy. Even bachelors take an insurance plan, the mandates for singles to take an insurance plans are that he should be between the ages of 20 to 39 years, but in case of single individual it covers only for the serious illness. But the payment of expenses for check up and tests are to be incurred by the insured himself, since these procedures are not included in the coverage.
Always include your family doctor in to the list of doctors provided by the insurance company. As he would be acquainted with your all medical problems so it would be beneficial for you so that in future. As he would be well known with your medical case files. Also check if emergency room treatments like injuries, accidents and other medical problems are also covered in the policy. An on top of all it should be notified that its an affordable cup of tea for you.