Medical Travel To Top Mexico Hospitals Is A Workable Solution For Employer Sponsored Care

As Congress engages in a seemingly endless debate over healthcare legislation

, more companies are taking healthcare progress into their own hands. Rather than bowing to overpriced health insurance policies which stifle growth and shrink profits already hard hit by the recession, these smart companies are choosing another option for quality healthcare: medical travel to Mexico. More cost effective than domestic plans by thousands of dollars, medical travel to Mexico is changing the face of employer-provided healthcare forever.

The Genesis of Medical Travel to Mexico

In the early days of medical travel to Mexico, Mexico hospitals typically saw patients arrive from the states closest to the border. For years, Californians, Arizonans and Texans have been flooding into Mexico dental practices, surgery clinics and hospitals for a range of medical and surgical procedures Over time, word has spread about the quality and affordability of medical care in Mexico, and men and women from across the U.S. and even Canada began flocking to Mexico hospitals. The savings were incredible, and, importantly, continue to be so even as the economy has slowed down.

A Range of Great Mexico Hospitals

One of the most surprising facts about medical travel to Mexico is U.S. medical travel patients can select from a wide range of quality hospitals across Mexico, each with an excellent staff of skilled doctors and caring nurses. However, to avoid choosing Mexico hospitals with a less stellar range of services, medical travel is best done through a company that handpicks the best hospitals in the country. Even better is to work with a medical travel coordination group that operates from within a Mexican hospital.

Most companies offering healthcare through Mexico hospitals can point employees to a particular company known for working with the best facilities. Even if companies leave employees to find their own facility, it is easy to find great advice on the web. Medical travel can be a surprisingly simple, straightforward process when a patient works with a company that will organize every detail, from the flight to any hotel stays and, naturally, all medical appointments, records exchange and consult.

Savings South of the Border

It is no coincidence that companies are shifting their employee healthcare policies to embrace medical travel. These savings are even more important as profits shrink in the recession. For some small businesses, the option of healthcare savings through medical travel offers an opportunity to provide employees with premium level medical care that costs significantly less than the total out of pocket costs of the most basic (and usually inadequate) domestic health insurance policies available to small businesses.

The Facts Behind The Lower Costs

There are many reasons that medical travel to Mexico hospitals is so much less expensive than the same care in America. The first cause is purely the lower expenses that Mexico hospitals and doctors face. Compared with American facilities, Mexico hospitals are able to obtain everything they need with less absolute expense. Lower taxes and general costs mean that doctors and staff are able to live well on lower salaries, while lower costs for state-of-the-art equipment and supplies mean that general operating overhead is lower than for a comparable facility on US soil. The total savings are passed on to the patient in the form of fees that are one-third to one half of what would be charged stateside.

No American Insurance, No Unfair Prices

The less obvious, but equally important, second factor that lowers the price of medical travel in Mexico is the lack of insurance company influence. In America, insurance companies are able to essentially set the prices for doctors and specialists because they are able to dictate whether or not thousands of their policy holders will visit a particular facility, or whether they will be driven away through carefully structured disincentives. Most insurance companies are perfectly willing to declare a doctor or hospital to be "out of network", automatically raising the cost of a visit to that facility for anyone with that particular type of health insurance. For a doctor, that means a loss of thousands of potential patients, and they are all but forced to bow to any demands the healthcare company might want to make. In Mexico, there are no companies with that much power to make demands.

The Same Quality Care For Less

Whether or not American businesses understand why medical travel to Mexico is so cost effective, they are not blind to the quality and savings that medical travel to Mexico represents. What many don't expect, however, is the incredibly high quality care that so many of their employees report. In many cases, medical travel to Mexico doesn't just offer the same quality of care that would be available stateside; after taking advantage of medical travel in Mexico, patients often report service that surpasses what they'd expect in the United States. With lower costs and service that is as good as or better than what is available in America, it seems only logical that more companies will soon be offering healthcare plans that feature medical travel to Mexico.

by: Paulo Yberri

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