Medicare Enrollment Period: When You Make Changes To Your Medicare Policy

Existing users of Medicare can make changes or additions to their coverage during the final six weeks of the calendar year

. In other words, from November the 15th to December the 31st of each year, you can make your changes and those changes will take affect on the 10th of January the following year.

Recipients of Medicare have the option of going with traditional Medicare only, a supplemental Medicare policy or adding pharmaceutical drug coverage.

If you are happy with your current coverage, no action is required and the plan you currently have will remain active through the next year.

Medicare experts say it is best to make any changes you intend to make as soon as possible. This is to prevent the chance that your changes are not up-to-date the next year and you face difficulties at the pharmacy counter. In other words, the faster you can make your decision, the better.

It is recommended that each and every Medicare recipient carefully review all options. Take a close look at various plan choices to find the best option and for you and your family. If you don't want to change anything then you have nothing to do. Remember, make your changes as soon as you are prepared to avoid any confusion in January.

Here are some of the ways you can make changes if you choose to do so:

- Ask the representative from the plan you have chosen to complete a paper application for you or to assist you in enrolling on the Internet. If you cannot reach your personal representative, you can call the toll-free number for the company and get assistance enrolling by telephone.

- You can sign up at Medicare.gov or by calling 1-800-MEDICARE and complete your enrollment process by phone.

When you enroll, you will have to provide your complete name and physical address, your personal social security number (SSN), your email address (if applicable), the information on your Medicare membership card, information for an emergency contact and information about your residence (if you live in a nursing home or senior care facility).

A few weeks after you complete your application and enrollment, you will get a packet from the company managing your plan. These items will include your plan member card, an instructional manual, a list of approved drugs and doctors, the complaint procedures and other details of the plan to assist you.

by: Chad Kiser

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