Mediclaim In India: A Boon At The Time Of Financial Adversities

It is said that 60% of the world's heart patients will be in India by the next decade

. It is also believed that India is well on the way to becoming the diabetes capital of the world. India is also more prone to cancer than any other nation in the world. All these statements sound horrifying. If today's health conditions persist, then these predictions are indeed going to come true. And with those above statistics, one can only imagine the present health condition of Indians. In order to avoid this terrible condition, every individual must go for Mediclaim to make his/her life financially secure at times of medical emergency.

A healthy mind resides in a healthy body hence one should always be cautious towards the healthy well-being of their families and their own. The high middle-class population in this country prefer a health allowance, which best suits their budget. The market is flooded with numerous insurance companies who offer several plans at various rates. Keeping this requirement in mind, mediclaim policies should be affordable and available to every citizen of India. Today only 6% of the GDP is spent on health programmes, out of which 60% is contributed by the private sector. In countries like the US and UK, around 13% of the GDP is spent on medical care. Although private companies are the major contributors in offering insurance in field of health, life, vehicles and much more, it is unfortunate to see that most Indians, who can easily afford such plans, are hardly interested in securing their own as well as their families' future. Awareness of the importance of such plans is a must, so that a maximum number of people benefit from such facilities during adverse situations.

There is also a large part of Indian population living below the poverty line who cannot even think of using these services. The expense of treatment for critical illness and other medical charges are beyond their reach and they are forced to either sell off their property or borrow money at high interest rates, thereby making the rest of their lives more difficult and troublesome. These people are more scared of the cost of treatment than the disease itself. In such cases, Mediclaim in India can be of great help. A small amount allocated as premium can save these people from such financial trauma.

by: Cruse Loyle

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