Mexico Home Insurance: Beware Of Brokers Who Can Sell You Short
Mexican homeowners Insurance is very tricky
Mexican homeowners Insurance is very tricky. Brokers and agents will sell you policies that you do not need or that do not offer you the coverage that you are seeking and in the event of a loss the carrier due to not being insured properly will not pay out the claim. Having a great relationship with your agent and asking the correct questions before purchasing your Mexican homeowners policy is one of the best things you can do.
There are many ways a agent or broker will sell you a policy that you are not looking for. One is that if you plan on renting your home, whether its yearly or occasionally, standard Mexican Insurance policies WILL NOT cover you, this is considered a business by 99% of Mexican Insurance Carriers and you will need a Commercial Policy not a homeowners policy. West Coast Insurance Services offers a Special Lines policy that NO agent in Mexico offers with broader coverages to protect you and your assets. Depending on the location of your home, Hurricane coverage is important. If in the Baja area or a Hurricane Zone Hurricane coverage is always recommended. During Hurricane season 99% of carriers will stop offering Hurricane coverage until the Hurricane season is over. Some agents and brokers will still sell the homeowners policy and say Hurricane coverage is included in the package when in fact it is NOT.
West Coast Insurance services makes sure we secure coverage for you with Hurricane coverage because we know how important that is. Earthquake coverage is also important as Earthquakes are common in Mexico. Having the proper coverage for your home in Mexico is important and West Coast Insurance Services can help you secure the coverage that you are looking for so that you have peace of mind, knowing that your agent has placed you with the best policy in Mexico with the most competitive rate in the market place today. We have made Mexican home Insurance easy, all our applications are online and you are able to submit via the web and once we receive it we will call you and email you a proposal for you to review. We can bind coverage the same day and even send you, your original policy the same day!