Mobile Phone Insurance

Although most of us dont hesitate to insure a vehicle even when its value is next to nil

, few of us think to insure that expensive and indispensable item on which we rely for our most basic functionality: our cell phones. Mobile phone insurance is inexpensive, and protects the item we probably value above nearly everything else.

Given the multiple functions and capabilities of our smart phones, we use them now as we used to use our computers, address books, day planners, photo albums, and more. All those functions, and the accompanying data, mean that were entirely at loose ends when a phone is lost or damaged. The data can be insured by backing up contact information, photos, and other stored items, either syncing with a desktop computer or storing in the internet cloud for retrieval from multiple devices. The phone itself, though, is something you need in daily life, and mobile phone insurance can ensure that you wont find yourself without it. Just a few Pounds per month can assure you of the protection of your equipment--the phone itself as well as its accessories like the protective cover, Bluetooth earpiece, and gadgets like add-on credit card scanners or other plug-ins.

Particularly if you use your mobile phone for business purposes, theres no excuse for being without mobile phone insurance to protect your business investment. More and more people these days do business from a mobile phone. Its convenience allows for all manner of client communications--not only telephone calls, but text-message marketing, email responses, and mobile apps designed for use by your customers or clients. You can be available to your clients around the clock and throughout the week, knowing that when they call your business number, you can pick up the call regardless of where you are at the moment. With the simple addition of a card-reader and selected mobile apps, your phone can serve as cash register, computer, accountant, bank account manager, rolodex, and more. You can update your business website; manage shipping and tracking and inventory of products. Now imagine if your phone was damaged and you didnt have the immediate resources to replace it. A few Pounds per month is a negligible amount to invest in the protection of your primary business tool.

In selecting a provider of mobile phone insurance, your best bet is to avail yourself of the information system of a comparison service, which can prevent you with the various coverage options and their prices. Look into the variety of types of coverage--some of which can be extended to include laptops, tablets, or other mobile devices as well as your mobile phone and its accessories--and compare the pricing plans offered by the various companies and their individual plans. You can assure yourself of finding the best value of mobile phone insurance with such a comparison service, and then link to the actual insurance provider to begin your mobile phone insurance.

by: Kurt Ross

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