These are just some things to consider when obtaining a mortgage credit life insurance
. It mostly helps the lender recover their money should you die, but also benefits your family. It gives them a paid home, peace of mind and one less thing to worry about in your absence. This mortgage credit life insurance is not for everyone, some choose to opt out. You have to weigh in the pros and cons in your personal situation to figure out if this is the right choice for you and your family.