NRI Insurance - An Ultimate Solace When you are Overseas!
NRI Insurance - An Ultimate Solace When you are Overseas!
Living abroad may hold a lot of apprehensions and fear for your parents back at home. You may be the sole bread winner of the family and the elderly at home need some one to constantly look after them. At least, your physical presence will be valued the most. If you are feeling guilty that you have left your parents in the home town as you had no other go, there is a way out to make you feel relaxed.
Insurance policy will take the guilt feeling that you have been experiencing ever since you left them behind. Make your presence felt by having sound insurance policies which will cover their hospitalisation charges in case they were to be hospitalised. How relaxing would it be to have a cashless hospitalisation process in place with no running around from pillar to post. Especially the aged can't run around from the billing counter to the ATM's withdrawing cash and getting psyched up that there is no attendant to the patient.
NRI insurance will ease your tension and let you stay relaxed while your parents, spouse or kids at home can enjoy the policy in place. Consider the terms and conditions of the policy before you sign up for one. It is important that you cross verify any limitations they have. Some policies may have a limitation cap each year. You need to know what is the maximum reimbursement amount that you can get per year and per person? Does it cover more than two people's expenses in the same year? Does it cover pre-existing ailments, pregnancy cover? These are the common concerns that an insurance policy holder will often have. Instead of signing up with the wrong cover and creating a blunder you must find out all the pros and cons of a policy prior to this.
If you do your bit in comparing the terms and conditions of the policy in times of emergency, your folks at home will heave a sigh of relief! That's an ultimate bliss to all, isn't it?
Opt for a comprehensive non resident Indian policy and protect your family in times of need. By doing this, you have made your presence felt at a time when your parents need you the most. Have a sound policy in place to secure your child's future, protect your spouse or parents back at home. Soon after you have carried out your responsibility towards them you will be able to focus better on your project on hand.