Penalties For Driving Without Insurance

Penalties For Driving Without Insurance

Penalties For Driving Without Insurance

You need to have New York car insurance in order to be able to drive. This is something that most people know. You cannot take the road without insurance because you are putting other people at risk; you need to have insurance that will pay to help them out if you damage their property. What most people do not know is what the penalties are for driving without insurance. The following will lay down some of the basics about what can happen to you if you are driving with no insurance on your car that are caught by the police.

Most states, including New York, will charge you a fine. You could have to pay anywhere from one hundred and fifty to five hundred dollars. If the same thing happens again, you could get yet another fine. Considering how little you can pay for car insurance every month if you just have the smallest plan available, this is not such a good idea. It is not cost effective to drive illegally, which is why most people do it, even if you are only caught once. You will save a lot of money by just paying for the insurance in the first place.

If you are driving without New York car insurance, you can sometimes lose your licenses and your vehicle tag. This is much more serious than just getting a fine. Without a driver's license, you cannot drive at all. Without a vehicle tag, no one can drive your car. This is what the government will do if they believe that you need to be taken off the roadways completely. If they think you just need to be punished but are not truly dangerous, you will get the fine instead.

When things get really bad is when you are driving with no insurance and get into a car accident. This is a much larger problem than just driving around. Your car might be impounded and you could have to pay for all of the damages and injuries out of your bank account. This can cost quite a lot, especially if the person that you hit was driving a very nice car that was severely injured. You could go in debt for the rest of your life for something like this. You could also see your license taken away by the police, or you could get a fine on top of all of the rest.

In the end, it is just not wise to drive without New York car insurance. The risks are too high and the penalties too stiff to risk. However, you can get a low caliber insurance plan for little money and avoid all of these different problems.

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