Various insurance companies in India offer pension policies with various benefits and rate of returns
. Comparison of the schemes available is important before investing. Choosing the right one after thorough research of the company, its hold among its clients and its performance in recent times is critical. It is after all an important investment, one that will support a person through his or her golden years. Leisure and luxury during retirement is rare and it is possible only if the current income is saved sensibly for the future.