You don't need to offer charitable gift annuities - although I still love them - or other more complicated vehicles. All you need is a plan to meet with your loyal donors. Or, reach out to them with email, telephone, and written material to show them they still matter to you and how they can still be helpful in a significant way. It's not as if their planned gift will in any way take away from current gifts. In fact, you may find your planned giving supporters making larger annual gifts than before, volunteer more, and just generally feel more committed to your organization.