I do not like to have strings attached, especially when I am in unfamiliar territory
. If I am on a vacation you had better believe I will be mostly trying to keep my actual credit cards and bank cards somewhere safe. Sooner or later most of us will know someone with a large and nearly life ruining incident of identity theft or massive bank fraud, this is because our information is so easily accessed and these cards carry with them so much information. They are the key to our finances and they can lead us to ruin very quickly if we do not keep them in their proper place. This is one of the main beauties of a no credit check credit card or a prepaid debit card.
With one of these prepaid debit cards you simply need to put the cash down up front and you get the card. In the event prepaid debit card goes missing or is stolen you can call and have it immediately canceled with little to no loss of money and a quick sense of relief that your accounts and savings have not in any way been accessed. This is the modern beauty of a direct deposit card. It is a fantastic way to make things happen quickly when a money emergency pops up. This is especially helpful abroad but can be nearly just as helpful for people closer to home.
Many of us assume that in our neighborhood or around our homes our finances are fully secure. Think again. Thefts happen near the home often as well. What is more the sort of fraud that can occur with debit and credit cards is more of a white collar so called "good neighborhood" crime than just a basic theft. Instead this is the sort of thing that will happen gradually. One day you will notice your cards gone and think that it may have been hours, days, even weeks in another person's hands. Long enough for all of your pertinent accounts to have been completely drained.
Avoiding all of this is as simple as investing in a no credit check credit card. With it's limited paper trail and impossible to trace information it is the best line of defense between you and your would be criminal attackers. So next time you find yourself getting a twinge of so-called identity theft paranoia maybe you should reconsider your whole system of money management. Maybe you should consider moving some funds to a no credit check credit card.