As the need of the business, the insurance companies will show you that they are providing large number of facilities to the people. They will explain you all the facilities that may attract you to sign their policy. But once you sign a policy with them they cut down the facilities that they told you which will be available to you. So when you go for searching for insurance policies you have to be very clever and have to understand what all terms and conditions are applicable along your policy. They basically show you dreams in starting that are during the time of signing up policies, but they may refuse to provide all the amenities during the time when you would ask for claims.
So the insurance companies will ask you some questions that will aim to trap you so that the insurance companies become able to put you at fault and reduce your claims. The main target of the insurance companies by asking such irrelevant questions is to somehow reduce the amount asked by you as claim. So you should remember the following questions that are necessary to be known. As these questions are car insurance coverage questions and will be asked by almost all the companies. So if one is aware about these questions, the person will be helped to escape himself from the companies which are trying to reduce the claim asked by the customer.
First thing which should be kept in mind is that one should not provide the answers of all the questions that are asked by the insurance companies when you ask for claims. Only logical questions should be answered, by logical questions we mean those questions which are related to the reason due to which you are asking for claim. You have to be very cautious while answering them as they try to find out a minute fault of yours so that they can put blames on you and reduce the claim.
Always remember that extra information will harmful for you instead of being beneficial. Some of the common questions that are proved fatal for majority of people during the time of claiming are: the permanent address and the information of those who witnessed the mishap, what could have been the alternative so that you would not have been indulged in this accident. Have you been through previous accidents also? Who was at fault at that time?