Procedures To Follow For Making Car Insurance Claims
Procedures To Follow For Making Car Insurance Claims
Given the fact that many people spend lots of money on their month to month insurance coverage payments, it is quite mind boggling how many folks have no idea what the course of action is to follow when having to make car insurance claims.
Vehicle insurance claims differ from one company to another and it is very important to familiarize yourself with the way that your insurance vendor processes a claim. It is critical to realize that these procedures are not put into place to make the claiming process as complex and unpleasant as possible, but merely to make certain there is no fraudulent activity involved and that the whole process is completed as smoothly and correctly as possible.
You will need to inform you insurance vendor as soon as that you have been in an accident or that your vehicle has been ripped off. Since a collision or robbery is a distressing experience, straightforward details such as your insurance policy number or the insurance company's telephone number might evade you - it is a wise course of action to keep all the numbers and information on your cell phone or in your wallet or handbag.
Once you've made the call, remember to make a note of the person that assisted you and also write down the reference number for the claim in question. The insurance professional will be able to assist you with all the required steps to follow to make your claim and will typically be available for any additional questions or uncertainty.
Any criminal activity involved in the damage or loss of your vehicle should be reported to the nearest police station immediately. You'll then be issued with a case number which will also be used as a reference number for your claim.
Grab a pencil and a sheet of paper and make notes of exactly what happened. When car insurance claims are processed a written representation will be required and it is critical that the details of the event are given through consistently - the last thing you need is for the insurance company to refuse your claim because your facts don't add up.
Familiarize yourself with your insurance company's claim procedures - this will avoid complications and issues when it's time to claim.