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Program 3648: What Does Melodea From Ca Say About Program 3648?

What does Melodea from California say about Program 3648

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There are a lot of companies, initiatives, or programs throughout the country that offer to help homeowners that are behind on their mortgage or who are facing a foreclosure. Many of these offerings charge the homeowner an upfront fee; some wait until the process is over before charging the homeowner. Either way, there are very few legitimate programs that actually provide all the work, support, and services necessary for a homeowner to avoid foreclosure absolutely free in every case. Program 3648 is such a program. At Program 3648 no homeowner is allowed to be charged one penny for any services rendered, ever.

Program 3648 interviews homeowners daily who have been helped by the certified Program 3648 representative assigned to their county. In almost every case, the homeowner is full of gratitude for all the help they received. Program 3648 is guided by 5 Core Values. Those values are: Integrity, Transparency, Compassion, Optimism, and Sense of Urgency.

Below, is a copy of the transcript from an interview with homeonwer, Melodea from Torrance, California. She is interviewed about her experience with Program 3648. By the time she had received all the help from Program 3648 that was needed to stop her foreclosure, she would recommend her certified Program 3648 representative to "anybody."


Program 3648:What is your first name and the area where you live?

Melodea:Melodea. I live in Torrance, California.

Program 3648: Melodea, how did you get behind on your mortgage

Melodea:I had an adjustable.

Program 3648:Okay. How did you find your certified Program 3648 representative Ms. Sharon Johnson?

Melodea:I believe she was in my area at that time doing short sell. I just ran into her and started asking her questions.

Program 3648:Good. Tell me how much better did you feel about your situation after visiting with Ms. Johnson?

Melodea:Much better. She was really informative and she answered the questions that I had no understanding of in regards to short sell.

Program 3648:Okay. Melodea, I know sometimes the short sell process can be long and cumbersome. How was your experience working with Ms. Johnson?

Melodea:She was wonderful. It was long and cumbersome and its not because of her. She basically she did a lot to get it to where she was finally able to get an approval to do a short sell so she did a lot of [calling] and calling and on hold.

Program 3648:Okay. Tell me, what were some of the things that were done to help relieve the stress of your situation?

Melodea:She basically took it over and I basically sat on the side while she did all the legwork basically. I didnt have to Prior to meeting her, I did internet search. I tried to understand what the short sell process was and trying to call First Franklin to get somewhere and I didnt get anywhere until I finally met Sharon.

Program 3648:What did you like most about working with Ms. Johnson and the work that she did for you?

Melodea:She was on top of things. She was totally on top of everything and it made it a lot smoother process.

Program 3648:Okay. There are a lot of foreclosure scams out there and they charge homeowners money and they dont provide any help. Program 3648 Scam Prevention Efforts have done a lot to help homeowners understand that they can get real help for free. How did it feel for you to receive all of the help and services that your Program 3648 representative provided at absolutely no cost to you?


Melodea:Oh, I really liked that because I was scared to go to anybody online [anyway]. I pretty much felt that she was trustworthy and I wasnt going to have to pay out a bulk amount of money which I did see online - people requesting for help if you give them so much and I didnt lose anything.

Program 3648:What would be your recommendation to other home owners that are considering a short sell using a Program 3648 representative such as Ms. Sharon Johnson?

Melodea:I would recommend her to anybody.

by: John Woods Davis
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