Protect Your Personal Financial Information Online

Unfortunately, it is hard to turn on the television or go online these days without

hearing the words fraud or scam! There is no place that fraud runs more rampant than online these days. It is said that billions of dollars are stolen from people each year due to fraudulent websites. But, is there some fail safe ways that people an keep their information safe online? Yes there are. Here is a list of things that people should always keep in mind:

Tip #1: When buying something online, it is important to go to trusted websites. Before making any purchase online, Americans should Google the name of the company that they plan to buy products or services from. If that company has stolen cash from people, chances are there are a few upset people that wrote a blog or two about it!

Tip #2: Understand simple web browser security functions. When consumers go to a website, they are usually concerned with what they know to be the web address "www.the website.com". However, there is a piece of the URL that is missing here. It's the http:// or https://. This part of the web address is the part that indicates if the page is being shown from a secure or non-secure server. When filling out any personal information including birthday, social security number, credit card account numbers, ect... it is important to make sure that you are on a secure server. To do this simply look at the address bar in the browser and see if the web address starts with http:// or https://. If it starts with http:// it is not a secure server. If it starts with https:// it is a secure server. It is also important to remember that not every page needs to be secure. This is only important on the pages that you actually have to type your information into.

Tip #3: If it sounds too good to be true, chances are it is. This is a statement that many people say but seldom follow. One of the ways that people steal cash online is by making promises that seem to be amazing feats of technology. These are the pay me $5 today and you will earn $5,000.00 by next month. Unfortunately, many people fall victim to these types of scams. It is best to leave things alone when you read then and they just don't sound right.

So, what do consumers do if they have had money stolen from them online? Well, the good news is that you can't spend cash online so, just about everything is able to be tracked. Also, using charge card accounts, people are protected by the consumer protection act which simply states that people cannot be held liable for an loss, theft, fraud or unauthorized use of their credit card. All it usually takes to get the cash back is a simple call to your credit card account company!

by: SEO Daddy-O

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