Retirement Income - What you need to know

Retirement Income - What you need to know

If you are planning your future retirement one very important factor you may need to consider is just how much retirement income you actually will need to live comfortably.

Unfortunately, some people fail to give this due consideration and this results in financial difficulty when they hit retirement.

An Independent financial adviser can discuss your retirement in detail and make sure you are given the independent financial advice you requireso that this does not happen to you.

However, we want to get you thinking sohere's a list of some of the items yourretirement income may need to pay for:

Food

Utility Bills - water, electricity and Gas

Council Tax

Transport Costs - car, petrol, car tax

Repairs to your Home

Clothes

Leisure Activities - Meals out, going to the cinema, broadband, holidays, visiting friends & Family

When it comes to your retirement income it is important to be certain. Ask yourself the following questions:

You could survive for years afterretirement, will your income last?

Will yourincome cover all of your bills and expenses?

Will you have enoughincome to enjoy your retirement?

If the answer to any of these questions is either no or I'm not sure, then perhaps you need to seek some financial advice.

We understand that it is sometime difficult to plan for the future but taking a risk when it comes to your retirement income is serious and could lead to years of stress and misery. Make sure your retirement income measures up to your needs.

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