Safeguarding You Identity From Theft If Your Wallet Gets Stolen
If someone had stolen your before, you may have experienced its distress and frustration
. The fact that your credit cards, ATM card, cash and personal information can be used by an unknown person can cause you tension and also inconvenience. It can also create a lot of problems due to misuse and identity theft. If you find your wallet stolen, these instructions can help you to lessen your tension. So make sure you keep these points in mind always.
Panic is the first feeling in your mind in case you find your wallet stolen. Someone else is using your credit cards and personal information which was with you. The following procedure is to be followed immediately after your wallet gets stolen to prevent your identity from theft.
1. Immediately alert the police. In case your identity is stolen, a report on file stating the robbery of your wallet will be with the police.
2. The Social Security Department must also be informed about the theft of your wallet, even if your wallet did not include your social security card.
3. Call your banker. Request them to block the lost bank card instantly and issue you another one. They can monitor the account for any unusual transaction on your card.
4. Call the agencies of your credit card. Request them to cancel your credit cards and replace them with new. They will be watching your accounts to check if anything is wrong.
5. Call the credit bureaus and tell them about the theft of your wallet. Ask and find out the best remedy.
6. Make a call to the Department of Motor Vehicles. They should be informed and tips can be obtained on applying for a new license.
Some notes
Xerox copies of all your personal cards in your wallet like drivers license and all credit cards should be taken as soon as possible. Instead of feeling tensed, you can stay more prepared in a situation by having every tool for replacement of lost documents in your reach.