ATM card is a product of technology. It is the solution provided by banks for withdrawal and cash transfer transactions. This is to eliminate long lines inside the bank. The following are the things to remember if you are an ATM user.
When you are keeping ATM cards on your wallet, avoid keeping it together with your pin code. This is to ensure that no transactions can take place in the event that the ATM card is lost or stolen.
Most banks provide ATM sleeves. It is usually made of plastic or silicon. This is used to keep the ATM cards protected at all times. It is also used to prevent scratches that might have an adverse effect on the performance of the ATM card. ATM protector is also used to prevent cards from getting wet. When banks provide ATM protector, use it at all times.
When making any transactions, choose ATM machines that are located in well lighted and populated areas. It is much helpful if there are security guards around. ATM machines located inside malls and supermarkets are also safe to use.
Even on safe areas, it is important to be more alert when making any transactions. There are people who might take advantage of the uncertainty of others. This is to prevent card exchange and worst, prevent your card from being stolen.
When in need of help, as much as possible avoid asking unauthorized people. It is safe to ask bank employees. Look for their photo ID cards before asking for help. It is also important to memorize contact numbers of your bank. This is useful in the event of card capture; the ATM machine did not dispense any cash, when ATM card is stolen and other problems.
When ATM card is stolen, report it immediately to your bank. This is also to ensure unauthorized usage of your card.
When done with your transaction, secure your card. If you had withdrawal transaction: keep in mind not to count your money in public. This might attract robbers.