Although it's been several years ago since the economic downturn you'll find that a lot of people are still suffering
. Many people will have been made redundant and will have either eaten into savings to keep afloat or they will have landed themselves in debt to make sure that they could still pay for their living expenses. When this happens it can take you years to recover. If this sounds familiar I'm here to help. This article will give you tips and advice in regards to saving money. I hope you find it informative and useful. Don't forget a lot of saving money is down to common sense.
When shopping it's always worth planning out your meals for the week. Not only will this reduce the amount of impulse buys you pick up because it's not on your list but you can choose to make cheap meals. You can always make a large quantity of chilli or cottage pie and then freeze them in small portions to help save money. Don't forget to check out what's reduced as you could pick up a real bargain. It's also worth taking note that shopping online may be cheaper. This may sound bizarre but you'll often find that although you have to pay for delivery it'll save you lots of time and again you won't impulse buy.
If you need to order something in bulk such as logs for the fire in the winter or oil why not ask in your community whether anyone else needs the same thing. You may get a discount if you order in bulk if this isn't the case you can at least share the delivery cost.
If you also have septic tank emptying once a year or so I would keep an eye on your levels. Although obviously septic tank emptying will cost it is far less money that if you have septic tank problems because you've allowed it to get too full. With septic tank problems you may find that they charge you extra because it's a lot of extra work involved.
If you know people who have their children at the same school as yours why not try to car share or take it in turns to do the school run not only will you save yourself money in petrol but the free time may allow you to get a part time job as you know your children are being looked after.