Send Money Online To The Philippines Before Your Vacation

First, you should know that the currency in the country is the Philippine peso

. It is equal to $.02058 USD. The economy in this country is one of the fastest-growing in Asia, and has been for years. It is mainly based on agriculture and manufacturing, including car parts, clothes, and electronics. The largest cities include Manila and Quezon City, with Metro Manila, Metro Cebu, and Metro Davao as the areas where most businesses and people are concentrated.

One way to send money online to Philippines is through a bank. The banks that offer this service include Philippine National Bank and Wells Fargo. Know what you'll pay ahead of time. For example, HSBC charges $30 to send money online to Philippines if you are a member of the bank, and $45 for nonmembers. The money would be sent to the Philippine branch of the bank, either to an account there or for pick-up in person. Wells Fargo charges $5 to $7 through its special remittance program that makes the money available immediately. This means you could even transfer using your laptop while on the plane if you need money when you land.

Another option is buying a prepaid debit card and then filling it with money whenever you need it. For example, if you need $200 USD when you land to pay for your hotel, you could send your card to your current address at least a week before you leave for vacation. You could then pay a flat $5 fee to transfer $200 from your U.S. bank account to the card. When you get to Philippines, you would pay another small fee to either take out cash in pesos, or use the card at stores like you would any debit card. If you are already in the Philippines, you can still use the Internet to send yourself a card and then fill it with money using your U.S. bank account, either by phone or online.

You clearly have several options when it comes time to send money online to Philippines, but only the most common and least expensive are listed here. Both main options can usually be performed either over the phone or through the Internet for the ultimate convenience. You should choose whichever one works best for your budget and timeframe.

by: Peter Frampton

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