Should You Buy Individual Health Insurance or COBRA?

Often times you are able to customize your individual health insurance policy to

get what you need which can result in lower premiums than COBRA would be. And, as mentioned before, as long as you pay the premiums you will continue to be covered for the rest of your life. The biggest disadvantage to this option is, if you have preexisting conditions, you may not be able to secure insurance. This, of course, depends on the type of preexisting condition you have but it is quite possible that you would end up being rejected outright or spending more on your insurance than you would with a COBRA policy. To determine the best option for health coverage for you the advice of a professional health insurance agent should be sought to help you find a plan that meets your specific needs.

Should You Buy Individual Health Insurance or COBRA?

By: Kent Kingsley

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