Should You Buy Or Should You Rent? That Is The Question!

Being a single mother is a tough deal, and finding enough funds to support your family is a hassle everyday

. You have to work, pay the bills, buy groceries, and in stiff cases single mothers usually find themselves in debt. Debt can make financial problems even worse. Taking care of so many things in a daily routine is far too much for one person to handle. There is help available, all you have to do is find some time and do the proper research, help might find you.

A great place to start would be an organization that offers help and assistance to single mothers. They also help in getting government sponsored financial assistance when required. These fantastic organizations also offer help with housing, employment, child care and even tuition if you are looking to study and work. Do check the local phone book for contact information to the organizations.

Federal and state governments also help single moms in need for some advice. Best thing about it is they will assist you in job training as well as job placement. You can also contact low income housing programs, if you require assistance to pay off those pesky house maintenance bills that keep piling up month after month.

Buy or Rent

Looking for a house is very tough on its own. First you have to go inspect a house, and then forward an application in order to purchase it on your single mom budget. As advised above, you may want to look into some sort of assistance to speed up the process. Maybe if you are looking to rent an apartment or house, you ought to get some help. You have far too much on your plate at the moment, coping with financial troubles and family. If you don't get paid nicely at your job, you should pick renting out a place to live. But it will require a lot of money saving strategies.

Renting will most certainly be a better option for you if you have a new job, and able to support yourself financially, organizing your bills and daily expenditures. If you have a toddler on you hands you will also need some child care while you're at work. But you can always contact the right person to help you out from time to time. Renting a home isn't the best option to start if you don't have substantial savings. Because you may have many other monthly errands and debts you need ample time to pay off. Though it will be all taken care of when you are able to get a stable job.

Buying a property is only advisable if you have a long term, permanent job on hand. You may be awarded certain single mother grants by the government if you can show that you can afford mortgage and other monthly expenses. It's a better option to buy instead of rent, because you have to make payment for mortgage just like you would to pay rent for a property. The only difference is that you'll be paying for your own property. If you have a long tern goal and career set being a single mom, it will benefit you greatly to look into purchasing a property. You and your children will have a permanent place to live.

by: Jenna Ekuban

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