Some Tips for Living in Hawaii

Some Tips for Living in Hawaii

Some Tips for Living in Hawaii

Hawaii homes are among the most prized of any real estate available to buy in the United States. Nearly everywhere, you'll find a gorgeous view either of the mountains, jungle, or the ocean. Palm trees are scattered throughout the islands, as commonplace as the gorgeous smells of ripe vegetation.

While buying and owning a home in the 50th state would be a dream for many people, it is also a bit scary and intimidating. For example, do you know the difference between buying a leasehold property and a fee simple property? Did you know that all beaches in Hawaii should have public access (so much for the grandiose idea of keeping that stretch of white sand to yourself)? Did you know that the easiest way to pronounce Hawaiian words is to pronounce every vowel?

Leasehold v. Fee-Simple

Let's talk about the widespread rumor that no one in Hawaii actually owns their own property that the government allows it to be leased up to 99 years only. There is some truth to this information, but it's not really the entire story. Native Hawaiians may apply for land leases that cost $1 per year. To be "Native" the applicant must have at not less than half of the blood of the races living in the Hawaiian Islands before 1778. You must be half Hawaiian and will require proof through birth certificates and other means to prove it.

Specific homes are available to qualified applicants, but the waiting lists are historically long. However, once a native Hawaiian does get in an eligible home, they can extend the original 99 year lease for 100 more years, thus allowing homeowners to pass the homestead to descendents, 7-year exemption from property tax, total exemption on land tax, low interest government loans, and the ability to obtain home equity loans using the property.

If you're not half Hawaiian, other real estate is available as a fee-simple purchase.

Open Beaches

Technically the public should have clear access all beaches, but not all areas of shoreline are easily accessible for the general public. However, there are fantastic beaches that people prefer to use anyway in fact; some of the most fantastic beaches in the U.S. are found in Hawaii. Finding a nice beach is easy, even where blocked by property owners who grow vegetation to inhibit free use by the public. Finding an amazing place that's family friendly is as simple as a Google search.

Speak Hawaiian

So you're buying real estate in Hawaii and want to know how to fit in? Here are some tips from an off-islander who has only visited twice.

1.)Don't be afraid to say Aloha!

2.)Pronounce every vowel in any word that looks exotic. For example, if you're going to the lovely beach of Waikoloa and you want to say "WayKola," DON'T. Instead, pronounce every vowel so you say Way-i-ko-lo-uh and you'll fit right in!

Here's wishing you a successful life in Hawaii. Go 5-0!

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