Carrying the phone with you at all times means it is exposed to even greater danger. Iphones are expensive and muggers are on the loose looking for them. The slightest opportunity that you experience any insecurity situation will almost always result in you losing your phone. Even in cases of carjacking it is almost certain that your phone will go. To be smart you need comprehensive iphone insurance plans something you can fall back to when the worse come to the worse and tell yourself that it has happened, now what next? It is a time when regrets will not help. Friends will sympathize or even empathize with you but it is some iphone insurance plans that will help you get another handset. You may have money to buy another handset immediately but iphone insurance plans will help you recover your lost data and deter unauthorized access to your private information.