Repossession is an ugly thing that will mess up your credit for years
. Even worse in the short term is the sinking feeling you get when you realize your car is not where you parked it. At first you may think it is stolen and perhaps you even call the police. Then they tell you the car was repossessed by the bank and your humiliation is complete. Don't let this happen to you. Stay on top of your finances and make a plan.