Student Loan Forgiveness:Roadmap to Financial Aid Success

The burden of paying for college usually falls into the arena of financial aid: it's

the way that most students finance their educations in the United States and abroad. I will be showing you how to actually pay off some of that debt by adding another major or minor to your degree program and or presenting qualifying information that could actually assist you in paying down the debt.

So how do you pay off debt by choosing the appropriate degree program or have certain disabilities? You can have your student loans discharged if you are totally or permanently disabled. Firstly, If your school closed you can have the loans discharged. Secondly, If you did not benefit from the education provided, meaning there was false certification by the school. Next, If your signatures were forged on applications, or if the school owes the department of education money: you may apply for a discharge of student loans. This information can be found on ED.gov under loan forgiveness. Also, If you take up certain majors such as teaching, and work in specific areas targeted as "disadvantaged," you can have a percentage of your loans discharged. There are also many other public service occupations that qualify under these guidelines.

Student loans are difficult to deal with, but with proper planning and implementation at the very beginning or even midway to your educational goals: you can create a strategy to become employed in an occupation that will allow you to ease the burden of your financial obligations.Service in these areas are usually designated for a specific amount of time, but well worth the outcome.

The US Dept of Education has many great tools and options to share information for new students, continuing students, and persons desiring to upgrade their skills and improve their overall status in life. It would be well worth your time to search the site and investigate all of the options available.

Student who possess a college degree earn on average 1.3 million dollars, 2.5 for a Masters, and 3.5 million with a Doctorate( more that those who do not possess a degree). A degree coupled with technical or vocational skills earn even more than that. Do not ever think that you are too old or don't have enough money, it will be well worth the investment in yourself in the end and there is a path that can assist you in finding a road map to success that is easier on your wallet.

Statistical information provided by About.com

http://usgovinfo.about.com/od/moneymatters/a/edandearnings.htm

Written by Robert Longley

Ed.gov

http://studentaid.ed.gov/PORTALSWebApp/students/english/discharges.jsp?tab=repaying

Doris-

Student Loan Forgiveness:Roadmap to Financial Aid Success

By: Doris Collier

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