Term plans can be bought online (ICICI Prudential's iProtect or Aegon Religare's iTerm) or through a reliable agent
. While an agent guides you through the various insurance companies and the best plans on sale, buying policies online may requires a bit of an effort and research. Comparing different premiums, companies and their reputation in the market, their consistency and efficiency during the pay out time are some of the aspects to be taken into consideration while choosing a plan. Opting for a term plan that best suits the client's needs and is also in sync with the company's terms and conditions may be called as the best term life insurance policy.