Another thing to watch for when shopping for motorbike insurance is if the bike is
covered regardless who is riding it, or is the coverage only in force if the policy owner is riding. Some insurance policies will only cover the policy owner or a specific person stated in the policy. Sometimes, this can be an intentional way for insurance companies to ensure that only a rider they are confident will act responsible and drive safely will be operating the motorbike. This can allow for low insurance costs, but it can also limit how you utilize your bike. Motorbike insurance is fairly flexible and, if used properly, can be well worth the cost of the premium. Just make sure you make every effort to be properly informed.