The Dilemma Of Costly Health Insurance Costs In The United States
The Dilemma Of Costly Health Insurance Costs In The United States
It is impossible to estimate how much health insurance will cost on an average. There are just simply too many factors to consider that throw all the numbers off. In 2008, an employer spent $4700 annually, for a single person and $17,700 for a 4 member family. This detail has been furnished by Kaiser and like all statistics, they may not be entirely accurate.
Everyone knows that Insurance will cost much more, if it not done through an employer plan or with Administration aid. The people of California availing plans of Cobra insurance pay a monthly premium $380. This amount can set reduced a little because of subsidies'.
The department of survey of the U.S. Government says that 84% of the population has health care. Of this 9% are covered directly. The balance is covered by company plans or some subsidies from the administration. About sixteen percent of the population in the U.S remains uninsured. That is a measure of high cost of health insurance.
With $4700 for employer covered insurance it will be much more for private insurance. The premium increases further with advancing age and health complications.
The expense of an employer health plan can be considered as the bench mark for your own plans.
Considering the delicate nature of the present system of health care, it is not possible to foresee how much the overall cost will be. It could literally skyrocket at any moment depending on the demand for it.
The best options are availing employer insurance or health care programs of the Government after becoming eligible for it if you can. Cobra plans with low premiums can be used as a temporary measure or otherwise the only alternative is to look at the facilities available in clinics, hospitals etc. A simple internet search can answer a lot of those questions a lot better than I can.
The advice given so far is most realistic that can be thought of at the moment. No one is certain about the way American health insurance will be planned for the future, because of the economic and legal issues involved. With the ever increasing cost of health insurance any other suggestions will not be of use.
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