The Five Fun Parts Of Owning A Home

A home creates a private oasis and wraps its four loving and protective walls around the owner

. This delightful paradise is a personal sanctuary whether it is a one-bedroom cottage, a two bedroom townhouse or a seven bedroom rancher. As the owner is the boss of this space, he or she can rule like a king or queen. The lights can stay on or off, the big hairy dog or fluffy black cat can crawl on the white recliner and young children can eat ice cream in their bedrooms. This haven allows owners to do five fun things with this precious space: create privacy, control what goes on, and choose the type of home insurance Irvine they carry, desire when maintenance is done and plan improvements. This space is their private retreat.

The head of the home determines who enters and what is done on the property. This right is protected by law; the homeowners say who may be a guest and who cannot visit. This safe haven cannot be invaded by landlords doing home inspections. Even more fun is the fact they can paint the living room bright orange and the kitchen a deep purple without asking permission or being reprimanded. It is now safe to install a garbage disposal or dishwasher, put up wallpaper and hang pictures.

A home insurance Irvine policy protects the building, the owner's personal property and the owners from loss and legal actions. Homeowners customize this important protection with the exact insurance coverage they want and need. Insurance coverage is automatically extended to personal property. By carefully reviewing the dollar amount of this coverage, homeowners will determine if it is adequate. Many times electronic equipment is only insured to $2500 or $5000; while replacement may cost $10,000 or $20,000. Included in these policies are medical payments in case a guest has an accident requiring hospitalization or doctor's care and liability coverage protecting the owner against being sued over an accident. This liability protection also covers the cost of defending the owner by paying lawyer fees and other costs. Home insurance Irvine buys coverage for all the hours for the day and days of a week and peace of mind.

Any maintenance and improvements are decided by people who own and live in the property. The owners choose when it is time to paint the house inside and out, mow the grass or replace aging appliances. These lucky people can adapt the home to their personal living style by enlarging rooms or updating inefficient areas like kitchens and bathrooms with new counters, counter-tops and lighting.

Houses are private havens with the owners setting the rules. By welcoming who they want, doing what they want, choosing the type of home insurance Irvine they carry, deciding when to do the maintenance and picking the improvements they make, homeowners make this house a home.

by: Fern Baptiste

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