The Little-known Car Repair Loan

Have you heard of it? Chances are, you haven't

. But a car repair loan can be the perfect answer for you if you need repairs to your vehicle in order to keep it on the road, and you from the embarrassing position of having to beg for a ride. Or worse, out of a job because you couldn't make it in to work. Keep your pride, and your ride, and check out a car repair loan.

How car repair loans work

This is, quite literally, a loan you take out against your car, using it as collateral for the loan. Because the loan is made against your vehicle, you're almost assured of getting the loan. Most people do. In fact, about 99% of applicants get their car repair loan. Then, you take the loan and make the necessary fix-ups to your ride. It's a great deal because you repair your car, increase its value, and still get to drive your car-and feel good about your ride again.

Who should apply for a car repair loan

Anyone who has a tough time getting money loaned to them from more conventional places such as banks, or anyone who has problems with their credit cards, or maxed out lines of credit, should consider this kind of loan. The car repair loan is especially designed for you if you have poor credit, down right bad credit, or even a bankruptcy in your credit history. The loan will work for you, too, to help you improve your credit rating, and get you back on track.

How to apply for a car repair loan

These loans are straightforward and easy to apply for. Just go online and fill out a simple application. It's fast and you can do it all from the privacy of your home computer. In fact, most loans are approved within 24 hours. So you could apply today, and have your money tomorrow-direct deposited into your chequing account if you like.

So, if you own your vehicle-car, truck, SUV, whatever-and it's less than eight years old, you may well be eligible for this loan. And, you could get as much as 40% of the wholesale value of your vehicle to put towards repairs. That's a lot of bodywork, and practically a shiny, new ride.

So, if you're worried that you might soon have to go begging for a lift to work, or even lose your job because you have no wheels to get you around, consider a car repair loan.

by: Molly Wider

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