The Prepaid Debit Card Advantage

Author: Jeff Paul

Author: Jeff Paul

A prepaid debit card is a great alternative to using credit cards, and is even better in a lot of ways. Its an ingenious financial invention that addresses the most common problems people face with mismanaged credit cards mounting monthly bills. Because of the need to come up with a financial solution to address the growing concern of the steadily growing number of users defaulting on their credit card payments, the debit card was created. Major card companies such as MasterCard, Visa and American Express are now offering prepaid debit cards. What are prepaid MasterCard and Visa debit cards? Just how more advantageous are they than traditional credit cards? If you use prepaid services such as mobile phones, then you'll have an idea of how prepaid debit cards work. You can add funds or reload the debit card by visiting the bank or transferring funds online. Once the account has enough funds, you can use it in a very similar way as you would use a regular credit card. The beauty of using a prepaid MasterCard or Visa debit card, however, is that the amount of your purchase will automatically be deducted from your card and you can keep swiping your card until the balance is used up. With a prepaid debit card you can say goodbye to the risks of mounting piles of debt associated with credit cards. This is possible while still enjoying the convenience of cashless purchases online and in brick and mortar stores, among other benefits, as you would using a credit card. Resource Box: MiCash Inc. is one of the leaders in providing financial services, offering one of todays most innovative financial tools, the prepaid debit card from MasterCard. Prepaid debit cards offer many of the conveniences that a credit card brings, but without the risk of overspending. To find out more, visit http://www.micash.net or call 866-642-2741.About the Author:

Jeff Paul is a writer and copy editor who likes to share information on many different topics.

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