The Promissory
The Promissory
The Promissory
Exception or daily tool? The bill is a means of payment used more than you think. Let's look at all the existing types and how to compile them.
Bills of exchange are governed by bill of exchange n. 1669 of 14.12.1933 by which was given effect to international conventions.
"The bill is a credit to the order, formal and executive, which shows the unconditional obligation assumed by a certain person to pay or to pay a certain amount at the place and dates indicated, in favour of the rightful possessor".
The bill is the largest and most valuable tool used to adjust payment so deferred all trading operations: they act as substitute to maturity in the currency exchange operations.
Function
About the issue comes into possession of the property (goods) or services they need to delay the payment at maturity of the bills themselves and whoever receives the other hand, has a title that the end will give him the right to expect (demand) payment.
Types of bills
There are two types of exchange:
- The promissory note by which a person unconditionally promises to pay a certain sum to another person: in other words, the promissory note is a promise of payment;
- The bill deals with a person who orders a second person to pay a certain sum to a third person or to himself, the question is a payment order.
How to fill a bill
Every bill, whether it is a promissory note or a question, it must contain:
- The denomination of bills in the context and expressed in the language in which it is drawn;
- The unconditional promise to pay a specified amount in the case of bills of exchange or promissory note
unconditional order to pay a specified amount in the case of these bills;
- An indication of maturity;
- An indication of the place of payment;
- The name of the person to whom or what should be the order of payment, namely the indication of the beneficiary if the beneficiary subsequently places an order through the turn, to pay to another person, payment must be made the latter;
- The place and the date on which the license is issued;
- The signature of the issuer of the title, namely the signature by the issuer and pay by the drawer in question;
- The name, place and date of birth or the tax code of who is designated to pay the promissory note or that the issuer is in the drawee.
New view
But there is a new face on the bill! In six months old denominations of bills will disappear.
The new payment instrument will look aesthetically the same as the previous year, while bills for branded leaflets bearing the amount of tax paid in lire-euro and euro and stamps for bills, whose value and 'expressed in pounds , lira-euro and euro will have no right to move. The new bill will, therefore, worthless and the same will need to apply the new computer marks. Their value will change based on the amount of tax payable and will be issued in real time to the tobacconist and from all authorized dealers.
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