More Americans than ever before are being weighed down by the heavy burden of consumer debt. Credit cards are being charged to higher amounts, and high interest rates are the norm. Debt consolidation is one remedy that many people are choosing as a means of reducing their debt. People who choose this method often choose a debt consolidation lawyer to handle things for them. If you don't already know a good attorney, you may want to know what to look for.
The first thing to look for in a debt consolidation lawyer is expertise and experience. You want to be sure that he has completed the necessary education in this field to give him the knowledge he needs to handle your case. You also want to be sure to ask about his specific experience with loan consolidation. He should be able to show you his track record so that you can be comfortable knowing that he has been successful in handling multiple debt consolidation issues.
Many attorneys offer a free initial consultation, so that will give you a chance to determine whether you can feel comfortable with him. If you meet with a debt consolidation lawyer and don't feel like his personality works with yours, or you don't feel like you would be comfortable disclosing confidential information to him, then you should meet with a different attorney.
Another item you will want to determine is the fee structure. Since you are working to get out of debt, the last thing you need is to be paying huge amounts to an attorney. Look for a lawyer who will charge reasonable rates and who will lay all of the fees out on the table for you. You should understand whether he charges an hourly rate or whether it is a flat fee. You also want to ask if there will be other fees for people in his office who may do research or for things like document preparation or email. Once you understand the fee structure, you can make comparisons and then decide on the debt lawyer that will work best for you.