Things to Know When Filing an SSDI Claim
Things to Know When Filing an SSDI Claim
Things to Know When Filing an SSDI Claim
The process of filing a claim to receive Social Security Disability Insurance (SSDI) is very complicated. Often, it can take several years for your claim to be approved and for benefit payments to be made. In many instances, initial claims are denied, requiring an appeal to the Social Security Administration. During this time, you and your family are unable to receive these important benefits which will help you stay afloat while you are disabled.
There are several important things to know when filing your claim in order to ensure the process goes as smoothly as possible. It is also a good idea to work with an experienced SSDI attorney in your area who can help reduce the time it takes for your claim to be processed and increase the likelihood that your claim will be approved.
Criteria for Receiving SSDI Benefits
You must meet the Social Security Administration's definition of disabled in order to receive SSDI benefits. There are three components to this definition:
You are unable to carry out your previous job responsibilities due to your condition
You are unable to perform a different job due to your condition
Your condition will persist for at least one year or longer
It is important to understand that SSDI benefits are intended to provide relief to individuals with severe conditions. As a result, meeting the criteria for being considered disabled will not always guarantee that you will qualify for benefits. The Social Security Administration will also evaluate the following questions when determining your eligibility:
Are you currently working? If you are earning $1,000 or more per month at a job, you will not qualify for SSDI.
Is your condition severe? Your condition must be serious enough to prevent you from working.
Is your condition covered under the SSA's list of qualifying conditions? The SSA has developed a list of conditions which are automatically eligible for SSDI benefits. While your claim may still be approved if your condition is not on this list, it may be considerably more difficult and time consuming.
Can you perform your old job or a comparable job after sustaining your injury or illness? You will most likely not be eligible for SSDI if the answer to this question is yes.
Can you perform a different type of job after developing your condition? Since your disability must prevent you from earning a living at all in order to receive benefits, you will not qualify if you can successfully shift to an entirely different type of job.
Some Basic Information about your Benefits
Once your claim has been approved, you can continue receiving your SSDI benefits for the duration of your condition. However, once you have recovered sufficiently to resume working, you will no longer be able to collect SSDI. The Social Security Agency will evaluate the status of your condition on a regular basis to determine whether there have been any changes to your eligibility.
If you disagree with a decision about your claim, you have the right to file an appeal with the Social Security Agency. This appeal can be related to any aspect of your claim either the amount of your monthly benefits or an appeal of a denial of your claim. You will need the assistance of an experienced SSDI lawyer to increase the likelihood of a successful appeal.
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