Repair credit companies help people improve their credit scores 100% legally. You may see a number of examples on their website displaying the significant increase in the credit score in a short period of times. Practically they are changing your way of life. If your credit score that is bad, then you must make the necessary changes to correct it by following a series of procedures. Follow the steps below to prevent yourself from making your credit score worse. 1. Pay you all credit card bills and taxes regularly 2. Decrease the number of credit cards that you might carry all together. Better to have only one or two credit cards. 3. Try to avoid taking loans. If taken pay it as soon as possible. 4. Pay your all taxes within time line. 5. Solve all the disputes (if any) and if not possible to solve it individually, take legal help. Financial disputes need to be cleared up quickly. If you are already in a situation where your score is already too low and you may need to get some help in fixing your credit. You may be surprise to know that there are even more than 32 million citizens in the United States whose credit score is below 630.Tips to improve credit score: Step one: Get your credit score report from all the three agencies involved in making credit report. Step two: Go through each details in your report very carefully. It's the only key to repair your credit. Any error in you report might help you get your credit score increased. Step three: If you find any matter of dispute which can affect your credit and improve your score , make it a priority in resolving the issue. Step four: take the legal help and file a dispute with the agency. Prove your claim and ask them to make corrections in their credit report records accordingly.Finally check your re-calculated credit score to find out the impact it made of the change on your credit score. Repairing credits is not confusing anymore. There are number of repair credit companies helping you with legal guidance on such issues. The only caution you need to take your time in finding a credit repair company that is reputable. Check the credentials of the company and ask all the questions regarding time frame, payment etc before you sign them up.