Tips for Saving Money on Small Business Health Insurance in California

Tips for Saving Money on Small Business Health Insurance in California

Tips for Saving Money on Small Business Health Insurance in California

Are you a small business owner with 2-50 employees in California? Are you providing small group health insurance to your employees? Are you thinking about adding coverage? If you answered yes to any of these questions, I'd like to introduce you to a unique concept from Anthem Blue Cross and Employers, America's small business insurance specialist, that can save you up to 30% on your premiums.

Chances are, since you're operating a business with employees, you're also paying for workers' compensation insurance. Since the law requires employers to carry workers comp insurance, Anthem Blue Cross and Employers have joined forces to offer small businesses a program called Integrated MediComp. Integrated MediComp is group health insurance & workers compensation combined together. By combining them together you can save 10% - 30% on your monthly premiums. This unique program is available to most businesses in low to medium hazard groups.

Benefits for employees and employers

Since the plans are integrated together, if an employee is hurt on or off the job, they are allowed to seek initial treatment from their personal primary care physician. If the employee was hurt on the job and requires additional treatment beyond the initial visit, the employee's physician would then refer them to a workers' compensation network doctor. The goal of this program is to combine group health insurance and workers' compensation together to keep employees healthy on the job, or when injured, to allow them to return to work in the least amount of time. Additional benefits are:

24-hour Coverage

Consolidated Invoices

Quick Claim Response

Prompt Benefit Payments

A Managed Care Approach

Fraud and Loss Control Services

Ease of Administration

Workers Compensation Cost Fact

Did you know that 54% of workers' compensation fees are a result of non-medical costs such as temporary and permanent disability and vocational rehabilitation treatment?

By offering this unique product to small businesses, Anthem and Employers' goal is to keep more money in your pocket by spending less on non-medical costs. No only does it keep money in the employers but it also keeps employees happy with the option of seeking coverage for their own personal doctors.

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