These are just a few examples. And there are lots more since these scam artists tend to get more creative as time passes.Just remember that anything that promises a quick fix should be treated with a lot of skepticism, or just ignore them completely to be safe. You know of the adage: "If it's too good to be true, then it probably is." So be smart and responsible. Work on your credit card debt slowly but surely. It's much better than having a debt on your hands while also being had by a scam.