Top 10 Car Insurance Companies - Discounts

Are you looking for the top 10 car insurance companies

? If so, you have come to the right place. Read on this article for more information.

When people are in the market for a new insurance policy, they typically look where they can get competitive rates. This is obviously a good way to gauge the effectiveness of a carrier, and you can do the same. You do want to save some of your hard earned cash, don't you? Don't forget that paying for your policy is no different from subscribing to it, month in and month out. If you lapse for a period of time due to financial constraint, whatever your reason may be, you stand to lose it all.

The first thing that you can do is to pop over to some of those instant quotes sites where you can do just that, get your quotes instantly. This will give you a rough idea to start with. Get plenty of these quotes because you will be eliminating many of these carriers as you go down the process anyway.

When you have enough, it is time to zoom in onto the topic of 'discounts'. Do you ever take advantage of the discounts that you get your hands on while doing your regular shopping? It is the same here. You will get discounts for what you need to have anyway.

And you need to have car insurance for two reasons basically. The first is that if you don't comply to the law, you are breaking it, in this case. The second is that you want to insure yourself (or your car) against financial losses which you will have to bear in case of an accident. While you are it, you may as well get some discounts, whatever you can qualify for.

Do a quick research on what can qualify you for discounts in this industry. Here are just a few; installation of certain safety features in your car, senior citizenship, certain professions, many professional associations, customer loyalty toward the carrier, etc. When you are sure that you have got all the possibilities known to you, move on to the next step.

Begin brainstorming on each aspect that can get you a discount. For example, you may start off with professional associations and list under this heading the associations that you are a member of. Do this for each one and you will be hard pressed and you will be hard pressed not to be able to find ways you can get legitimate discounts.

by: Lance Thorington

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