Top Things To Know About Getting Your Diamond Appraised

Diamondsare commonly perceived to be one of the most valuable items on the planet

. This is because of its imperviousness to damage as well as the fact that it is the standard gemstone use in engagement and anniversary jewelry. However, they are not necessarily the best investment. If you want to invest in a diamond or even purchase one for the purposes of proposing to your significant other, it would be prudent to have your diamond appraised. Thus below are some important bits of information about diamond appraisal that will help you make an intelligent decision when picking out a diamond.

Appraisers may be biased. It is best to use an appraiser who is not connected to a specific store. This is because an appraiser who is connected to a store may be tempted to downplay your diamonds value so that you will purchase a stone that may be worth less, from him. Consequently, you should do some research on t he appraiser to make sure he is not connected to a specific store. If the appraiser is connected to a store, you should find someone else. This way you will not be ripped-off.

Diamond value is based on the cut and polishing. Diamonds actually are worth very little. They are from a common source carbon. The difference between the coal you use to light your grill and a diamond is that the diamond has been compressed under massive amounts of pressure over the course of millions of years. Diamonds are used in numerous industries in forms that may or may not involve cutting and polishing. It is the jewelry industry that relies on the polishing and cutting in order to make a diamond shiny enough for it to be worth the thousands of dollars that people are willing to spend on them.

Diamonds lose a large percentage of their mass in cutting. According to most credible sources, a large percentage of the actual mass of the diamond is lost when it is cut. This means that the diamond you may be interested in was likely at least 30% larger and worth more as well. The reason for this is that diamonds are difficult to cut since they are the hardest substance on the planet and if not handled properly, they can be ruined.

Lab certificates, grading reports and other documentation are important. Part of the information that the appraiser uses when assessing your diamond is from documents that should have come with the diamond, the most essential of which are the lab and grading reports. These documents are essential because they prove that the diamond is actually a diamond and not an imitation like Cubic Zirconium or Moissanite.

The main point of appraisal is for insurance purposes. To the uneducated bystander, a diamond is a diamond and all of them look rather valuable. However, those who know about diamonds know that this is not the case and that diamonds have different values. Consequently, because of the value of diamonds, it is important to find out how much your diamond is worth. The reason for this is so that if something happens to your diamond, such has theft you wont be ripped off by the insurance company who may only want to pay you a fraction of what ht diamond might be worth.

Scams are rather common. Unfortunately, because the sale of diamonds is very lucrative, there are a large number of scams that go one in which people sell cheap imitations that may be made of glass or something such as Cubic Ziroconium or Moissanite, three known diamond imitations. Thus, going back to a previous point, in order to avoid scams and being ripped off, it is important to research the diamond, the jeweler and the appraiser to ensure they are honest individuals.

by: Rebecca Klein

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