Understanding The Current Health Insurance Climate

We all have been duped into believing that health insurance is something that was

designed to help people in an emergency, when in fact it has taken on a whole different definition and is no longer the benefit it used to be. It used to be part of the perks that employers offered valued employees as a way of showing they are appreciated. In time employers would benefit from this because it encouraged employees to take care of themselves.

However, as time has passed by, the good parts of the insurance puzzle has been replaced with more sinister intents, as a new picture is emerging that is pointing the finger at the employer as the bad part of the equation and insisting that employers are giving their employees an unfair shake, when in fact the health insurance is where the real problems are coming from. Since the 1980's the escalation has been on the increase.

The 1980's saw health care become big business and before that, health care was about the individual and their health and well being. If anything, post 1980 health insurance helped people out of their money resulting in less people receiving help while the premiums are not going down.

The reasons for the health insurance struggles that many people are now dealing with is like a fog of mystery as to why things are the way they are. Health insurance as well as the entire health care industry is a profit making machine. When the average person understands that in order for such a business to rake in the profits is unusual amounts, it is at the expense of denying lifesaving treatments, especially the costly ones, to people who have played by the rules to struggle with an illness and being reduced to begging the health insurance companies to pay for treatments while they continue to struggle just to stay alive. Can anyone tell me what part of this whole scenario isn't wrong?

Health and caring by the health insurance industry has been replaced with simply making a profit at any expense, or so it seems and this attitude is much different than in the past. Health insurance companies are becoming a out of control monster and one that is in desperate need of regulation. Most everyone I know is not in favor of the federal government getting involved with health care, but many believe this might be the only power with enough authority to get the health insurance industry back to helping and caring for people and less about ridiculous profits the grow with each life saving treatment they deny. Saving lives could easily be done if the power of life and death was removed from the hands of big business that put more value on profits than human life.

by: Ethan Kalvin

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