Unitedhealth Group Steps Up Will Others Follow?

Healthcare and health insurance are intertwined with one another

. In the works right now is a Supreme Court case looking at a new healthcare law. There is a good chance that this law might be struck down as unconstitutional, but one health insurance provider has stated that they will maintain the high standards set by this laweven if the Supreme Court declares that they legally do not need to do so.

The UnitedHealth Group is one of the nations largest healthcare insurance providers. They have publicly stated that the standards and consumer protections set in place by the federal healthcare law will be maintained by them even if the Supreme Court declares that these mandates should not be set in stone for everyone. Portions of the law state that they will continue to cover adult children up to age 26 on their parents policies, offer insurance coverage without a lifetime limit, and they will also provide a preventive health care service like immunizations or screenings for diabetes without requiring any patient co-pays.

This is big news in the healthcare industry since so many insurance companies often want to get by with the bare minimum. The lasting effect that these provisions offered by the UnitedHealth Group will only help them, it seems. Even though they will be potentially losing money upfront by offering these extended services, they will be likely to gain more customers and retain them for longer periods of time. This can only have a positive effect on their profits.

This says a lot. The UnitedHealth Group had about $100 billion in revenue come in last year. The more money they make, the better off they will be financially. This means, if these efforts are any indication, they will continue to be able to provide their clients with top notch service and superior benefits.

UnitedHealth has been very forward about stating that they cannot act alone in this regard and continue to be as successful. They are more than willing to work with other insurers to provide health coverage for children and people with pre-existing conditions. These things are currently required by law, but if the law is deemed unconstitutional, these extended coverage benefits will likely disappear from many insurance companies repertoire of benefits. UnitedHealth is making a bold step here, since they could easily sit back and continue to make a profit, but by looking out for their clients wellbeing and best interests, they are going into new territory.

The best thing for patients is to have as much coverage as possible. Of course, not everyone needs a lot of health coverage, but the law in question was designed to help the people who need coverage the most: children and folk with disabilities and pre-existing conditions. While a large percentage of these groups might not otherwise be covered, the law was created to mandate protections for them. If the law is deemed to not be constitutional, UnitedHealth will go above and beyond to ensure that these at risk groups continue to get the increased level of coverage that they truly deserve.

by: HerreraR

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