Use an Indian Cell Phone Service to Send Money to India With Few Fees

Use an Indian Cell Phone Service to Send Money to India With Few Fees

As long as your recipients have Tata Indicom, which is a major cell phone provider in that country, they can send and receive money as much as they want. The service is called Green Money Transfer, as no paper is involved. It is all based in technology, and your family members will simply need to sign up for the service before they send or accept funds.

Once they sign up, they can go to the nearest location to them and request a transfer for up for 5,000 rupees. If you are sending money to them, they will just need a transaction code in order to go to Green Tata PCO location near them to pick up the money. This is after you have initiated the transfer on your phone. Though the service has limited locations right now, look for future expansion, or even other similar services that allow transfers from the phone.

If you want to send money to India by phone but do not have this cell phone provider, there are other options. You can send them a prepaid debit card. Once you select a service from which to get the card, you can mail it to your recipients, and then call the company to add funds to the card. If your phone has Internet, you can also log on to add funds that way. It will cost your family less than 50 rupees to use the prepaid debit card at retailers, and about 140 rupees each time they withdraw money from an ATM, no matter the amount. Every time you send money to the card, you will be charged a $5 fee, so sending large lump sums is more cost-effective than sending a little at a time. Either way, this method is often much less expensive than using a bank, and it is especially convenient if your family members do not belong to a bank.

Whatever the reason you have to send money to India, there are several options. Sending funds from a phone is simply more appealing to most people, and usually the cheapest option. Whether you choose to use cell phone providers or a prepaid debit card, transferring money to family in India is possible without breaking the bank, or even having an account.

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