Before signing the contract, you should ask your insurance department to verify the company and agent so that you know whether it is legitimate
. It is illegal for unlicensed company to offer insurance policy to customers. The home insurance policy contract is a legal contract. You must be certain that you understand its contents before you finalize the deal. For safety purposes, you must remember the name of the insurance company and keep the policy in a secure place. If you need assistance, you can always contact the state department of insurance.