When you shop for auto insurance, keep in mind that your rates are closely entwined
with your vehicle, driving record, personal details, and where you park your car. There are, of course, other factors at work. The coverage that you purchase, deductibles and other factors all have a role. The takeaway is that each of these items - with the exception of your age and gender - are under your influence. That means there's plenty you can do to lower your car insurance rates.